Are You Eligible for Chapter 13 with Above-Median Income in Illinois?
Above-Median Income Doesn’t Mean Chapter 13 Is Out of Reach If you’re earning more than the median income for your household size in Illinois, you might think Chapter 13 bankruptcy is unavailable. However, higher-income individuals facing overwhelming debt can still access Chapter 13 relief. The process involves specific requirements and calculations that differ from below-median […]
Does Chicago’s NextGen CM/ECF System Require PACER Account Linking?
Attorneys and Trustees Face New Filing Requirements at Illinois Northern Bankruptcy Court Since May 24, 2021, all e-filers with privileges at the Illinois Northern Bankruptcy Court must link their CM/ECF account to their upgraded Individual PACER account to continue filing documents electronically. This one-time linking process represents a fundamental shift in how bankruptcy professionals interact […]
What Happens if I Miss My Chapter 7 Education Course in Cook County?
Missing Your Chapter 7 Education Course Can Derail Your Financial Fresh Start Missing your Chapter 7 education course deadline can transform your path to debt relief into an expensive detour that delays your financial recovery for months. Many Illinois bankruptcy filers breathe a sigh of relief after their meeting of creditors, thinking the hardest part […]
Which 18 Illinois Counties Are Covered by Chicago’s Bankruptcy Court?
Filing for Chapter 7 Bankruptcy in Illinois? Know Your Court Jurisdiction First If you’re considering bankruptcy in Illinois, the U.S. Bankruptcy Court for the Northern District handles thousands of Chapter 7 cases each year, but you need to know which court has jurisdiction over your case. The Northern District covers 18 counties across two divisions, […]
Can Cook County Residents Use Free eSR Tool for Chapter 7 Filing?
Free Online Bankruptcy Filing Now Available for Chicago Area Residents If you’re facing overwhelming debt in Cook County and considering Chapter 7 bankruptcy, you’ll be relieved to know that the Northern District of Illinois offers a free electronic self-representation (eSR) tool that can help you file your petition without attorney fees. This online system provides […]