How to Catch Up on Mortgage Arrears Over 3 to 5 Years in Chapter 13

Catching Up on Your Mortgage Through a Chapter 13 Plan Key Takeaways: Chapter 13 bankruptcy may let you catch up on missed mortgage payments by spreading them across a three-to-five-year plan, as long as you keep making your regular monthly payments, under 11 U.S.C. § 1322(b)(5). Filing triggers the automatic stay under 11 U.S.C. § […]