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Chicago​

Bankruptcy Law

Chicago Bankruptcy Attorney Serving Cook County

If you are overwhelmed by debt and looking for an experienced Chicago bankruptcy lawyer, Wonais Law, LLC, is here to help you regain financial stability with clear and effective legal guidance. Our office is located at 11070 S Western Ave #9, Chicago, IL 60643, and we provide trusted bankruptcy services to individuals and families throughout Chicago and Cook County.

Every year, many Chicago residents face serious financial pressure caused by medical bills, credit card debt, wage garnishments, and other unsecured obligations. We understand how stressful these situations can feel. At our Chicago office, you will receive a detailed financial review along with a customized plan based on Chapter 7 or Chapter 13 bankruptcy, depending on your income and goals.

Bankruptcy Services Provided at the Chicago Office

Our Chicago location handles the full bankruptcy process from start to finish. Clients receive clear instructions, step by step support, and reliable representation throughout their case.

Chapter 7 Bankruptcy

Chapter 7 can eliminate many types of unsecured debt. This may include medical bills, credit card balances, utility debt, and personal loans. At your consultation, we will help you determine if you qualify under the Illinois means test and whether Chapter 7 is the most effective route. We prepare your petition, gather required documents, file your case, and represent you at the meeting of creditors.

Chapter 13 Bankruptcy

Chapter 13 helps clients who want to reorganize debt into an affordable three to five year repayment plan. It is often used to help protect a home or manage overdue payments. If you have steady income but need long term relief, Chapter 13 may be the best option. We design your repayment plan, file the case, and work with you throughout the entire process.

Stopping Creditor Harassment and Wage Garnishments

Chicago residents often deal with ongoing creditor phone calls, letters, and threats of collection action. Once bankruptcy is filed, the automatic stay immediately stops most forms of collection activity. This includes stopping wage garnishments and preventing new collection attempts. We take fast action to protect your income and provide you with relief.

Asset Protection Guidance

Illinois bankruptcy laws allow you to protect certain assets from liquidation. These may include a portion of home equity, vehicles, retirement accounts, and personal property. Our Chicago office helps you understand these exemptions and how they apply to your specific situation.

Local Experience for Chicago Clients

Our team understands the financial challenges that impact families across Chicago neighborhoods. Whether you live near the South Side, West Side, North Side, or anywhere in Cook County, we tailor our approach to fit your needs. We combine local knowledge with strong legal guidance to help you achieve a fresh start.

Schedule Your Chicago Consultation

You do not need to face debt alone. Our Chicago bankruptcy lawyer is ready to help you explore Chapter 7 and Chapter 13 options so you can move forward with confidence. Visit our office at 11070 S Western Ave #9, Chicago, IL 60643, or contact us to schedule your free consultation.

Contact Us Today

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Other Bankruptcy Law

Client Testimonials

What Our Clients Say

Extremely helpful. I felt really safe about the process. John is extremely helpful and knowledgeable. Any questions I had were addressed immediately and the entire process was quick and easy.

- Erica Walls

Working with John has been great! From start, to finish, John has been extremely helpful and I really appreciate he and his team! Highly recommend!

- Brittney Moss

John is excellent and answers all my questions in a timely fashion and getting my case filed. I would definitely file bankruptcy with this firm again in the near future when needed. I can now rest assured that I’m doing business with a firm that I can trust and to help me be debt free and get my finances back to where it should be. One of the best firms to do business with.

- Lisa Brooks

Very fast professional and makes you feel safe from debt I recommend John to anyone

- Wise Guy

Love the service he’s very understanding Five stars he definitely get that from me He helped me and answered every question me and my daughter asked him lol cool dude thanks John for the help and being understanding keep up the good work and continue blessings people with your knowledge and service

- Latoya Jefferson

Free Consultation - Call 24/7

Fill out the contact form or call us at (312) 883-5422 to schedule your free consultation.

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Visit with an experienced bankruptcy attorney in your area or call now for a virtual consultation.

Chicago Office

11070 S Western Ave #9, Chicago, IL 60643
Map / Directions ➜

Lisle Office

1025 Ogden Ave., Suite 202, Lisle, IL.
Map / Directions ➜

Phone:

(312) 883-5422

Fax:

(312) 277-8707